One of the fundamental principles of Islamic finance is the refusal to receive income in the form of interest on deposits and debts - riba. Riba (usury) is an unreasonable increase, which includes, in particular, interest on loans and deposits.
According to the canons of Islam, income should be achieved through real economic activity - trade, production, investment, etc.
Therefore, Shookru is a trading company. We buy goods and sell them to you in installments on pre-agreed terms at an agreed price, without fines, penalties, and hidden commissions.
Go to the partner's website and add the desired product to the cart
Form your shopping cart on the partners website
Select the payment method "Installment from SHOOKRU"
Select "SHOOKRU Installment Plan" as a payment method on the partners' website
Fill in all the necessary data specified in the application form
Fill in the data in the form
Pay 25% of the purchase amount
Pay the initial installment using a bank card
The remaining amount will be automatically debited from the bank card linked by you on a monthly basis
No, separate registration is not required. We will register you automatically after making a purchase using your phone number. Then, using this number, you can enter the site to track the next payments.
On the payment date, we will automatically debit funds from your card. You only need to make sure that there is the required amount on the card.
Immediately, on the day of checkout. It will be 25% of the purchase price.
You will pay the entire purchase amount within 3 months. There will be 4 payments at 25% of the cost - the first one right away, the other three parts every month until you pay the full amount.
The payment schedule can be found in your personal account on the website.
To request a return, please contact the store where you made the purchase. You can return the entire purchase or part of it. We will make a refund when the store notifies us. The money will be returned to the card within 14 days. The term depends on the issuing bank and payment system.
To issue an installment plan, you only need a passport of a citizen of the Russian Federation, a phone number and card details for payment.
The installment plan for the principles of Islamic finance is an installment plan that includes the following norms:
A credit institution (bank, microfinance institution, etc.) is not a party to the transaction.
In the transaction, the necessary goods are purchased with their further resale in installments to the client at a pre-agreed price.
There are no penalties for late payment in the transaction
There are no hidden fees or insurance in the deal
Before making a deal, the client knows the final cost of the goods
SHOOKRU installment plan provides a markup for the goods. You will know the amount of the mark-up before the stage of ordering. The amount of the margin does not change during the entire installment period.
No, separate registration is not required. We will register you automatically after making a purchase using your phone number. Then, using this number, you can enter the site to track the next payments.
On the payment date, we will automatically debit funds from your card. You only need to make sure that there is the required amount on the card.
Immediately, on the day of checkout. It will be 25% of the purchase price.
You will pay the entire purchase amount within 3 months. There will be 4 payments at 25% of the cost - the first one right away, the other three parts every month until you pay the full amount.
The payment schedule can be found in your personal account on the website.
To request a return, please contact the store where you made the purchase. You can return the entire purchase or part of it. We will make a refund when the store notifies us. The money will be returned to the card within 14 days. The term depends on the issuing bank and payment system.
To issue an installment plan, you only need a passport of a citizen of the Russian Federation, a phone number and card details for payment.
The installment plan for the principles of Islamic finance is an installment plan that includes the following norms:
A credit institution (bank, microfinance institution, etc.) is not a party to the transaction.
In the transaction, the necessary goods are purchased with their further resale in installments to the client at a pre-agreed price.
There are no penalties for late payment in the transaction
There are no hidden fees or insurance in the deal
Before making a deal, the client knows the final cost of the goods
SHOOKRU installment plan provides a markup for the goods. You will know the amount of the mark-up before the stage of ordering. The amount of the margin does not change during the entire installment period.