Buy now.
Pay later.
Pay later.
Divide the purchase amount into 4 parts and pay it within 3 months
Use it immediately
Service of payment for purchases in installments according to the principles of Islamic finance
Our installment plan complies with the principles of Islam*
Only fair installments
No hidden fees, penalties, fines and imposed insurances
Permitted service
One of the fundamental principles of Islamic finance is the refusal to receive income in the form of interest on deposits and debts - riba. Riba (usury) is an unreasonable increase, which includes, in particular, interest on loans and deposits.
According to the canons of Islam, income should be achieved through real economic activity - trade, production, investment, etc.
Therefore, Shookru is a trading company. We buy goods and sell them to you in installments on pre-agreed terms at an agreed price, without fines, penalties, and hidden commissions.
According to the canons of Islam, income should be achieved through real economic activity - trade, production, investment, etc.
Therefore, Shookru is a trading company. We buy goods and sell them to you in installments on pre-agreed terms at an agreed price, without fines, penalties, and hidden commissions.
How to buy in installments
Form your shopping cart on the partners website
Go to the partner's website and add the desired product to the cart
Select "SHOOKRU Installment Plan" as a payment method on the partners' website
Select the payment method "Installment from SHOOKRU"
Fill in the data in
the form
the form
Fill in all the necessary data specified in the application form
Pay the initial installment using a bank card
Pay 25% of the purchase amount
Top up the linked card
on time
on time
The remaining amount will be automatically debited from the bank card linked by you on a monthly basis
Purchase products from partners
or via your link
or via your link
FAQ
Do I need to register in the service?
No, separate registration is not required. We will register you automatically after making a purchase using your phone number. Then, using this number, you can enter the site to track the next payments.
Where to transfer money on the day of payment?
On the payment date, we will automatically debit funds from your card. You only need to make sure that there is the required amount on the card.
When will the first payment be made?
Immediately, on the day of checkout. It will be 25% of the purchase price.
How many days will the payment take?
You will pay the entire purchase amount within 3 months. There will be 4 payments at 25% of the cost - the first one right away, the other three parts every month until you pay the full amount.
Where can I see upcoming payments?
The payment schedule can be found in your personal account on the website.
How do I request a return?
To request a return, please contact the store where you made the purchase. You can return the entire purchase or part of it. We will make a refund when the store notifies us. The money will be returned to the card within 14 days. The term depends on the issuing bank and payment system.
What do you need to get an installment plan?
To issue an installment plan, you only need a passport of a citizen of the Russian Federation, a phone number and card details for payment.
What is Islamic finance installment plan?
The installment plan for the principles of Islamic finance is an installment plan that includes the following norms:
- A credit institution (bank, microfinance institution, etc.) is not a party to the transaction.
- In the transaction, the necessary goods are purchased with their further resale in installments to the client at a pre-agreed price.
- There are no penalties for late payment in the transaction
- There are no hidden fees or insurance in the deal
- Before making a deal, the client knows the final cost of the goods
Will I overpay?
SHOOKRU installment plan provides a markup for the goods. You will know the amount of the mark-up before the stage of ordering. The amount of the margin does not change during the entire installment period.
Do I need to register in the service?
No, separate registration is not required. We will register you automatically after making a purchase using your phone number. Then, using this number, you can enter the site to track the next payments.
Where to transfer money on the day of payment?
On the payment date, we will automatically debit funds from your card. You only need to make sure that there is the required amount on the card.
When will the first payment be made?
Immediately, on the day of checkout. It will be 25% of the purchase price.
How many days will the payment take?
You will pay the entire purchase amount within 3 months. There will be 4 payments at 25% of the cost - the first one right away, the other three parts every month until you pay the full amount.
Where can I see upcoming payments?
The payment schedule can be found in your personal account on the website.
How do I request a return?
To request a return, please contact the store where you made the purchase. You can return the entire purchase or part of it. We will make a refund when the store notifies us. The money will be returned to the card within 14 days. The term depends on the issuing bank and payment system.
What do you need to get an installment plan?
To issue an installment plan, you only need a passport of a citizen of the Russian Federation, a phone number and card details for payment.
What is Islamic finance installment plan?
The installment plan for the principles of Islamic finance is an installment plan that includes the following norms:
- A credit institution (bank, microfinance institution, etc.) is not a party to the transaction.
- In the transaction, the necessary goods are purchased with their further resale in installments to the client at a pre-agreed price.
- There are no penalties for late payment in the transaction
- There are no hidden fees or insurance in the deal
- Before making a deal, the client knows the final cost of the goods
Will I overpay?
SHOOKRU installment plan provides a markup for the goods. You will know the amount of the mark-up before the stage of ordering. The amount of the margin does not change during the entire installment period.
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